Terms of Service

This website is operated by Jonathan Garcia, an independent licensed insurance producer in Texas, Ohio & Florida (TX Lic. #3528791 · OH Lic. #1774808 · FL Lic. #W443881). Jonathan Garcia is not an insurance company. Carriers that may be asked to quote are separate companies.

Content on this website is general information about commercial trucking insurance, owner-operator and fleet coverages, and common filings. It is not a policy, a coverage determination, legal advice, or a promise that a particular form, limit, or market is available.

Requesting a quote — including through the form on this website — does not bind coverage, reserve a market, or guarantee that any insurer will offer terms. Eligibility, pricing, forms, and filings depend on underwriting, the information you provide, and applicable law. Nothing is bound from this page.

The quote form asks for name, phone (required), email (optional), DOT/MC, units, radius, cargo, and optional notes so a licensed producer can follow up. You are responsible for the accuracy of what you submit. Incomplete or incorrect facts can delay a quote or change the terms an insurer will consider.

How information is used is described in the Privacy Policy.

Jonathan Garcia shops insurance markets as a licensed producer. A quote, if offered, comes from an insurer or other authorized market — not from this website itself. Appointments and available markets can change.

Use this website only for lawful quote inquiries and to read the information posted. Do not misuse the form, attempt to disrupt the site, or submit information you are not authorized to share.

This website is provided as a convenience for information and quote requests. To the fullest extent allowed by law, Jonathan Garcia is not liable for damages arising from your use of this site, from reliance on general descriptions posted here, or from the unavailability of a quote or coverage. Insurance, if issued, is governed by the policy and the insurer — not by these pages.

These terms are governed by the laws of the United States and the state whose law applies to the particular matter, including where Jonathan Garcia is licensed in Texas, Ohio & Florida. These terms do not create a corporation, partnership, or principal office address.

Questions about this website or a quote request: call 407-704-6199. There is no public email address published on this site.

These terms may be updated from time to time. The “Last updated” date at the top of this page will change when they are.